Part A — Hospital Insurance
Covers the expenses you have if you're in the hospital. In most cases you don't pay a premium for Part A.
Meet with the authors
Meet with a licensed advisor to see what plan is best for your needs — in any of the 50 states. Medicare is complicated. We make it simple.
Meet by phone or in person at our office. There is no charge for this service.
Enrollment data, carrier lineups, and ZIP-level plan detail for all 50 states.
Medicare is the federal health insurance program for people who are 65 or older, and for some younger people with qualifying conditions.
Read more →Original Medicare with a Supplement, or a Medicare Advantage plan. Understand the trade-off before you enroll.
Read more →Plan availability, carriers, and pricing all change at the state and ZIP line. See what is available where you live.
Read more →◊ Why us?
We are local independent insurance advisors that work with Medicare-eligible individuals to find the supplemental plans that suit their needs. We represent the top insurance companies in the Medicare market and can show you what your real options are.
We provide you with a complimentary blueprint of your Medicare options, then review it with you every year at renewal so your plan keeps pace with your prescriptions, your doctors, and the annual rate increases every carrier files.
“I have 100% confidence in your recommendations, and I am comfortable all year long knowing it is in your hands. I have an annual conversation with my advisor, and this year we made changes to my plans that saved me over $100.”
◊ The four parts
Medicare Supplement plans are not network based like employer group or individual plans. You can see any provider in the US who accepts Medicare, and you never need a referral for Medicare to pay your claim.
Covers the expenses you have if you're in the hospital. In most cases you don't pay a premium for Part A.
Covers many outpatient expenses. You have to purchase Part B coverage.
Private plans that bundle Parts A and B, usually with Part D and extras, inside a network.
Standalone drug coverage you add when you keep Original Medicare and a Supplement.